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Risk Quantification Metholodology ("RQM")
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- RQM standardises the assessment and comparison of mortgage credit risk;
- RQM is a highly granular method for quantifying the credit risk of a mortgage;
- The technology is 100% open-book for all users;
- Risk and potential loss parameters include all factors specific to the borrower as well as factors specific to the property;
- Using detailed systemic analysis, RQM incorporates all risk factors and is able to calculate such functions as:
- relative credit risk;
- absolute credit risk; and
- risk based pricing.
- Patent pending and Trade Marks lodged;
- The RQM technology is embedded into software able to produce the above functions for end users.
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